Fast Banki amenamets neruzh@ tekhnolvogiakan mtatsoghutyunn e․ finansakan tnoren Gohar Harutyunyan

Mon, 20 Jul 2026 12:36:55 +0400

Finansabankayin hamakargn aysor gortsum e amen or aylakerpvogh tntesakan mijavayrum.
tekhnolvogiakan zargacum, hatchakhordneri popvokhvogh varqagits, shukayi nor pahanjner ev ankayun
ashkharhaqaghaqakan iradrutyun։ I՞nch razmavarutyamb e arajnordvum Fast Bankn u inchpe՞s e
ardzaganqum nor martahravernerin. ays masin aysor kzrucenq Fast Banki finansakan tnoren,
tnorinutyan andam Gohar Harutyunyani het։

-Tiki՛n Harutyunyan, voghjuyn, Fast Bank@ verjin tarinerin arag atch e grancel։ Vorvo՞nq en ayd atchi himnakan gortsonner@։

-Irakanum Bank@ mek lav gaghaparov kam voroshmamb chi atchum, dranq haryuravor poqr, bayc tchisht
voroshumneri ardyunq en, vor menq amenorya ktrvatsqov kayacnum enq։ Miayn tchisht razmavarutyun@ bavarar
che, petq e naev tchisht mtatsoghutyun, tim, mshakuyt, tekhnolvogianer։ Im kartsiqov` mer amenamets uzh@ da mer
mtatsoghutyan mej e, voch te sovvorakan mtatsoghutyun, ayl tekhnolvogiakan mtatsoghutyun։ Es erkar zhamanak
ashkhatel em avandakan bankerum ev tesel em, vor tsragravorvoghner@ ev biznesi mardik tarber frontnerum
ashkhatogh mardik en, isk mer bankum irenq miasin en voroshum kayacnum, miasin en ashkhatum։ Erbemn
nuynisk katakum em, te es aveli shat indz IT (TT) @nkerutyunum em patkeracnum։

Finansabankayin hamakargn aysor gortsum e amen or aylakerpvogh tntesakan mijavayrum. tekhnolvogiakan zargacum, hatchakhordneri popvokhvogh varqagits, shukayi nor pahanjner ev ankayun ashkharhaqaghaqakan iradrutyun։ I՞nch razmavarutyamb e arajnordvum Fast Bankn u inchpe՞s e ardzaganqum nor martahravernerin. ays masin aysor kzrucenq Fast Banki finansakan tnoren, tnorinutyan andam Gohar Harutyunyani het։

-Tiki՛n Harutyunyan, voghjuyn, Fast Bank@ verjin tarinerin arag atch e grancel։ Vorvo՞nq en ayd atchi himnakan gortsonner@։

-Irakanum Bank@ mek lav gaghaparov kam voroshmamb chi atchum, dranq haryuravor poqr, bayc tchisht voroshumneri ardyunq en, vor menq amenorya ktrvatsqov kayacnum enq։ Miayn tchisht razmavarutyun@ bavarar che, petq e naev tchisht mtatsoghutyun, tim, mshakuyt, tekhnolvogianer։ Im kartsiqov` mer amenamets uzh@ da mer mtatsoghutyan mej e, voch te sovvorakan mtatsoghutyun, ayl tekhnolvogiakan mtatsoghutyun։ Es erkar zhamanak ashkhatel em avandakan bankerum ev tesel em, vor tsragravorvoghner@ ev biznesi mardik tarber frontnerum ashkhatogh mardik en, isk mer bankum irenq miasin en voroshum kayacnum, miasin en ashkhatum։ Erbemn nuynisk katakum em, te es aveli shat indz IT (TT) @nkerutyunum em patkeracnum։

Amenauzhegh mer ket@ da mer sepakan tsragrayin lutsumn e, henc inqners enq zargacnum mer qor benqing@ (core banking) ev da mez tchkunutyun e talis aragutyan arumov, menq artaqin tsragravorman @nkerutyunneric kakhvats chenq: An@ndhat karoghanum enq zargacnel mer lutsumner@ ev da mer mrcakcayin mets aravelutyunneric e։

Fast Bankum erevi amenamets bacahaytum@ da eritasard mtatsoghutyunn er, manavand sqram@ (scrum)՝ poqr qaylerov araj gnal, arag pordzarkel, chvakhenal ete inch -or terutyunner kan, kataryal chen, u an@ndhat katarelagortsvel։ Da e mer mtatsoghutyun@, u Fast Banki hamar da shat karevor gortsonneric mekn e։ Ete spases, vor kataryal lutsum kgtnes, hastat het kmnas shukayic։

2025 tvakan@ mez hamar shat karevor, bekumnayin tari er, mer aktivnern atchecin aveli qan 50%-ov u hatel en arden 1 miliard dolar@։ Da iharke hrashali ardyunq e, bayc naev pataskhanatvutyun e։ Inchqan metsanum e mer bank@, aynqan mardkanc vstahutyunn e avelanum, aynqan mer pataskhanatvutyunn e metsanum, ev petq e pataskhanatvutyunn ardaracnenq։ Da menq ditarkum enq vorpes aveli shat partavorutyun, voch te dzerqberum։ Henc sa er mer «kakhardakan» banadzev@, vor skzbum asaci, da mer mtatsoghutyunn e, aroghj atchi nkatmamb mer motecumner@, mek timum tsragravorvoghneri het ashkhatelu mer mshakuyt@, tekhnolvogianeri, AI (AB)-i het ashkhatelu mer unakutyunner@ ev sepakan tekhnolvogiakan tchkunutyun@, inchpes naev timn u mer hatchakhordneri mets vstahutyun@, vor aveli u aveli metsanum e։

-Tiki՛n Harutyunyan, finansakan tnoren lineluc zat, Duq handes eq galis vorpes finansakan ughghvatsutyun unecogh @nkerutyunneri Group CFO։ I՞nch e pokhvel ayd modeli nerdrmamb։

-Ete ankeghts linem, es da nor der chem ditarkum։ Es ashkhatum em finansakan @nkerutyunneri khmbum, voronq gortsuneutyun en tsavalum voch miayn Hayastanum, aylev Miacyal Tagavorutyunum, Maltayum, Hndkastanum, shutov` Ruminiayum։ Iharke yuraqanchyur erkir uni ir biznes mshakuyt@, ir harkayin pahanjner@, bayc finansakan karavarman skzbunqner@, kartsum enq, sahmanner chen tchanachum։ Da pataskhanatvutyunn e, hashvetvoghakanutyunn e, riskeri handep aroghj verabermunqn e, vor@ chi tarbervum erkric kakhvats։ Dranq mer ayn arzheqnern en, voronq menq pordzum enq bolvor @nkerutyunnerum nuyn kerp dnel, u erb ashkhatum es tarber erkrneri timeri het, tesnum es, vor nuyn khndir@ tarber erkrnerum tarber lutsumner en gtnum։ Ev hatchakh henc ayd hing erkrneri hamematutyunn el mez nor lutsman e tanum։ Menq voch te kentronacman enq gnum, ayl yuraqanchyur @nkerutyan inqnutyun@, ayd erkri arandznahatkutyunner@ pahpanelov, tanum enq nuyn khmbi, nuyn pahanjneri hovanu nerqvo։

-Tiki՛n Harutyunyan, karvo՞gh eq nerkayacnel Dzer holdingi finansakan hub-i gaghapar@, dra nshanakutyunn u Banki der@։

-Gaghapar@ tsnvec nranic, vor sksecinq mtatsel, te inchu petq e profesional masnaget@ krknvogh gortsaruytneri vra mets zhamanak tsakhsi: Ev da miayn finansakan gortsaruytneri masin che, amboghj khmbi ajakcogh storabazhanumneri masin e՝ finansnerin, HR-in, IT-in, gnumnerin ev myus ajakcogh gortsaruytnerin e veraberum։ Mer npatakn ayd gortsaruytner@ voch miayn mek ketum kentronacneln er, aylev unakutyunner@ mek ketum havaqagreln er։ Orinak ete Hayastani timn steghtsel e byujetavorman ardyunavet hamakarg, kam orinak ete Maltayi mer timn uni aveli hajogh tsragrayin lutsum, menq chenq uzum, vor myus erkrnerum gortsogh @nkerutyunner@ zroyic sksen ayd nuyn proces@։ Menq uzum enq, vor arag da hasaneli darna amboghj khmbi hamar։ Ev henc da e mer habi (hub), kentroni dzevavorman himnakan teslakan@, vor hab@ darna hamagortsakcutyan kentron:

-Fast Banki anun@ shat khosun e․ kase՞q inchpes e artahaytvum «fast»-@ banki ashkhatanqum, inchpes naev mtatsoghutyan mej։

-«Fast»-@ mez hamar miayn aragutyun che, «fast»-@ mez hamar mtatselakerp e, tchisht ev zhamanakin voroshumner kayacnelu unakutyunn e։ Finansistner@ mi khndir unen՝ kam chapazanc erkar es mtatsum u korcnum es pah@, kam el haptchep voroshum es kayacnum u korcnum es pah@։ Mez hamar «fast»-@ henc ayd havasarakshrutyun@ pahpaneln e՝ arag havaqel paster@, arag qnnarkel, arag voroshumner kayacnel hstak։ Kartsum em՝ zhamanakakic bankum aragutyun@ ropenerov kam varki tramadrman zhamerov chi chapvum, ayl chapvum e, te inchqan arag karogh es sovvorel, inchqan arag karogh es popvokhvel ev inchqan arag karogh es harmarvel irakanutyan@։ Mer hamar aragutyun@ erbeq chi nshanakel haptchep linel, ayl karevor e unenal aynpisi tim, aynpisi voroshumneri kayacman mshakuyt, vor karoghananq arag ardzaganqel aranc vstahutyun@ kam vorak@ korcnelu։ Mer npatakn arag arzheqner steghtseln e, ete da menq karoghanum enq anel pataskhanatu dzevov, uremn «fast»-@ mer miayn anun@ chi, ayl mer mshakuytn e, mer mtatselakerp@։

-Tiki՛n Harutyunyan, isk kananc derakatarutyun@ Bankum inchpe՞s eq gnahatum։

-Ete ankeghts linem՝ tarineri @ntacqum im verabermunq@ shat pokhvel e ayd harcum։ Erb mi qani tari araj durs ei galis nakhord ashkhatavayric, indz harcrecin, te inchi hamar em amenashat@ poshmanum։ Es pataskhaneci, vor miayn poshmanum em, vor im ghekavarutyan tarinerin tghamardkanc ev kananc handep pahanjners nuynn en eghel, erbeq chi tarberakvel։ U es iroq ayn zhamanak mtatsum ei, vor profesionalizm@ ser chi tchanachum, u verabermunqn el petq e nuyn@ lini bnakanabar։ Bayc aysor mi qich pokhvel em։ Iharke kananc profesionalizmi masin chi khosq@, es chem teragnahatum, @ndhakarak@։

Kanayq hatchakh miazhamanak mi qani pataskhanatvutyun unen՝ masnagitakan, @ntanekan, ev mets uzh e pahanjvum, vor bolvor@ havasarakshren, ev ete Fast Banki masin asem, apa menq havasar hnaravorutyunneri harc chenq ditarkum։ Arden unenq AFISAR-i koghmic trvats SDG-i reytingavorman B+ varkanish@, vortegh karevor der er trvum khtrakanutyan@, kananc iravunqnerin: Bayc ankeghts asem` ayd varkanishavorum@ kam tver@ chen vor karevor en, karevor@ da dzevakan chi mez mot, da mshakuyti element e։ U es՝ vorpes kin ghekavar, shat uzum em, vor eritasard aghjikner@, kanayq tesnen, vor masnagitakan atch@ hnaravor e @ntaniqi het hamateghel։ Mer bankum amenamets pataskhanatvutyunneric mekn el henc sa er, vor steghtsenq ayn mijavayr@, vor voch mi kin stipvats chlini masnagitakan atchi ev @ntaniqi mej dnel ksherq։ Petq e hnaravorutyun unenal hamateghel։

-Ampopelov evs mek harc tam, ete 25-amya Goharin hnaravorutyun unenayiq tal mek khorhurd, vor@ hetagayum nran kpokher vorpes ghekavar, apa i՞nch khorhurd ktayiq։

-25-amya Gohar@ mtatsum er, vor lavaguyn ghekavarn ayn mardn e, vorn amenalav voroshumnern e kayacnum, hima es kasem՝ mi՛ mtatsir, vor lav ghekavar linelu hamar petq e tchisht pataskhanner unenal, amen harci mej du voroshum kayacnes։ Iharke karevor e vorosh tchisht voroshumner kayacnel@ henc ghekavari hamar, bayc amenakarevor@ da hnaravorutyun taln e, vor qvo entakaner@ hnaravorutyun unenan tchisht voroshumner kayacnen ev irenq el motivacvats linen ayd voroshumneri ardyunqum։

Fast Bank@ tvayin bank darnalun mitvats @nkerutyun e, vor@ nerkayacvats e Erevanum ev Hayastani bolvor marzerum:

Fast Bank@ verahskvum e HH Kentronakan banki koghmic։