Arhestakan banakanutyun@ hamashkharhayin banki՝ Haaystani masin kankhatesman riskern e bacahaytum

Thu, 23 Jul 2026 20:45:12 +0400

Hamashkharhayin banki koghmic hraparakvats «Global tntesakan herankarner» zekuycum nshvum e, vor Hayastani tntesutyun@ drsevorum e bardzr dimadroghakanutyun, ev 2026 tvakani hamar nakhkinum arvats 4,9% kankhatesum@ barelavvel e։ Ays cucanishn apahovelu e zgali arajancik temper՝ inchpes taratsashrjanayin, aynpes el hamashkharhayin mijin cucanishneri hamemat։

Hamashkharhayin banki verlutsutyunneri hamadzayn՝ 2026 tvakanin Hayastanum tntesakan atchi himnakan sharzhich uzher@ ev aravelaguyn atch grancogh volortnern en shinararutyun@, ardyunaberutyun@ (neraryal hanqardyunaberutyun@) ev tekhnolvogiakan u finansakan tsarayutyunner@։

Voroshecinq arhestakan intelektic hetaqrqrvel, te hamashkharhayin banki ays kankhatesman mej tegh gtats mi qani mtahogutyunnern u risker@ vorqanvo՞v en tchakatakagrakan linelu Hayastani tntesutyan hamar:

Storeev nerkayacnum enq arhestakan banakanutyan pataskhanner@:

2026 tvakani hulisi zekuyci hamadzayn՝ Hayastani tntesutyan hamar himnakan ev amenahratap risk@ Rusastani koghmic haykakan gyughmterqi ev snndamterqi nermutsman sahmanapakumneri erkaradzgumn u @ndlaynumn e։ Ays gortson@ karogh e bacasabar andradarnal voch miayn artaqin arevtri, aylev՝ tntesakan @ndhanur atchi, gnatchi ev socialakan drutyan vra։ Rusastani sahmanapakumnern ughghakioren harvatsum en Hayastani agrobiznesin, snndi ardyunaberutyan@ ev logistikayin, isk sharqayin qaghaqacu vra da kazdi ashkhatategheri korsti, ekamutneri nvazman ev teghakan shukayum vorosh apranqneri gnankman (isk nermutsvoghneri՝ gnatchi) tesqov:

Vo՞r volortnerin e arnchvum sahmanapakum@

Ptugh-banjaregheni artadrutyun․ Tarm mrgeri (tsiran, deghdz, khaghogh) ev jermocayin banjaregheni (lolik, varung) mshakmamb zbaghvogh fermerayin tntesutyunner@ haytnvum en tsanr drutyan mej, qani vor ays apranqneri himnakan sparogh@ rusakan shukan e։

Katnamterqi ev dzknamterqi artadrutyun․ Teghakan khoshor veramshakogh gortsaranner@, voronq panir, katnayin poshi ev tarm u sarecvats dzuk (ishkhan, tarap) en artahanum, stipvats en krtchatel artadrutyan tsavalner@։

Khmichqneri ardyunaberutyun․ Haykakan konyaki, ginu ev hanqayin jreri artahanman argelq@ harvatsum e khoshoraguyn harkatunerin ev khaghoghi mtermamb zbaghvogh gyughacinerin։

Bernapokhadrumner ev logistika․ Sarnaranayin bernatarneri (refrizheratorneri) sepakanaterer@ ev logistik @nkerutyunner@ korcnum en patverneri zgali mas@, inch@ berum e Verin Larsi ughghutyamb aktivutyan ankman։

Inchpe՞s e da azdelu HH qaghaqacu vra

Ekamutneri korust gyugherum․ Gyughaciakan tntesutyunner@ chen karoghanum iracnel berq@, inch@ hangecnum e varkayin partavorutyunneri kutakman ev aghqatutyan atchi marzerum։

Ashkhatategheri krtchatum․ Snndi veramshakman ev artahanman volorti @nkerutyunner@ tsakhser@ krtchatelu hamar dimum en ashkhatakicneri hastiqneri krtchatman kam ashkhatavardzeri nvazecman։

Mterman gneri ankum․ Qani vor artahanum@ pak e, gortsaranner@ khaghogh@, kat@ ev banjareghen@ gyughacineric gnum en shat ezhan՝ chpokhhatucelov angam inqnarzheq@։

Teghakan shukayi gnankum․ Kartchazhamket ktrvatsqov teghakan shukayum haykakan mrgi, banjaregheni ev katnamterqi gner@ karogh en nvazel (avelcuki pattcharov), inch@ dzerntu e qaghaqayin sparoghin, bayc kortsanarar e artadroghi hamar։

@ndhanur gnatchayin tchnshum․ Artahanman ankum@ tulacnum e azgayin arzhuyt@, inchi pattcharov arterkric nermutsvogh arajin anhrazheshtutyan apranqner@ (coren, deghorayq, tekhnika) qaghaqacineri hamar tankanum en:

Baci rusakan sahmanapakumneric, Hamashkharhayin banki ev gorts@nker karuycneri kankhatesumnerum [Arzhuyti mijazgayin himnadram (AMH)] Hayastani tntesutyan hamar matnanshvum en ashkharhaqaghaqakan larvatsutyun@, nerqaghaqakan anorvoshutyun@, byujei deficiti @ndlaynum@ ev artaqin verartahanman ankum@։

Ashkharhaqaghaqakan ev artaqin risker

Merdzavor Arevelqi hakamartutyun․ Irani shurj larvatsutyan srum@ karogh e khatarel taratsashrjanayin logistik shghtaner@։ Sa risker e steghtsum zbosashrjutyan hosqeri nvazman ev energakirneri u pareni mijazgayin gneri nor tankacumneri hamar։

Verartahanman tsavalneri krtchatum․ Tankarzheq qareri ev metaghneri verartahanman nakhkin bardzr temperi ankum@ zgalioren metsacnum e artaqin arevtri deficit@, vorn arden hasel e kankhatesvogh HNA-i 7%-in։

Nerqin ev harkabyujetayin risker՝

@ntrakan anorvoshutyun․ 2026 tvakani khorhrdaranakan @ntrutyunneri het kapvats qaghaqakan gorts@ntacner@ steghtsum en anorvoshutyun։ Da karogh e stipel nerdroghnerin cucaberel zgushavorutyun ev hetadzgel khoshor kapital tsragrer@։

Byujei deficiti metsacum․ Kensatoshakneri bardzracman ev @ntacik ayl socialakan u kapital tsakhseri avelacman pattcharov petakan byujei deficit@ 2026-in nakhatesvum e @ndlaynel՝ hasnelov HNA-i 3.9%-i։

Karucvatsqayin khndirner ashkhatashukayum․ Chnayats tntesakan bardzr aktivutyan@, pahpanvum e vorakyal ashkhatuzhi deficit@։ Dran zugaher nkatvum e anveradardz (chashkhatogh) varkeri tesakarar kshri atch։

Nerqin gnatchi aragacum․ Parenayin apranqneri tankacman hetevanqov gnatch@ hunisin arden aragacel e minchev 5.1%։ Sa gerazancum e Kentronakan banki npatakayin cucanish@ ev tchnshum e bnakchutyan irakan ekamutner@։

Tsanotanalov arhestakan banakanutyan nerkayacrats parzabanumnerin Hamashkharhayin banki Hayastani tntesutyan veraberyal drakan myus kankhatesumnern aylevs aynqan tsanrakshir, cavoq, chen tvum: