Dardzi՛r Yunibanki bazhneter ev ogtvi՛r nerdrumayin shahavet arajarkic

Fri, 10 Jul 2026 17:09:23 +0400

Fizikakan ev iravabanakan andzinq minchev 2026 tvakani septemberi 9-@ karogh en dzerq berel Yunibanki nor togharkman sovvorakan bazhnetomser՝ 390 HH dram teghabashkhman gnov։ @ntacik togharkman tsaval@ kazmum e 3,9 mlrd HH dram, isk nerdrman nvazaguyn tsaval@՝ 1 014 000 HH dram։

Yunibank@ bazhnetererin hnaravorutyun e talis voch miayn ogtvelu bazhnetomseri arzheqi hnaravor atchic, aylev stanalu shahutabazhinner։ 2015 tvakanin irakanacvats IPO-ic i ver Yunibanki bazhnetomseri arzheqn atchel e shurj 70%-ov: Atchel e naev Banki bazhnetererin vtcharvogh shahutabazhinneri tsaval@: Ete 2023 tvakani ardyunqnerov bazhnetererin vtcharvel e 4,1 mlrd dram, apa 2024 tvakani ardyunqnerov՝ 7,8 mlrd dram, isk 2025 tvakani ardyunqnerov՝ 9,3 mlrd dram:

Miazhamanak Yunibank@ hatuk ir bazhnetereri hamar՝ ankakh bazhnetomseri dasic, irakanacnum e 9 mlrd HH dram tsavalov anzhamket dramayin partatomseri teghabashkhum։ Anzhamket partatomseri arzhektronayin ekamtaberutyunn arajin 36 amisneri hamar sahmanvats e tarekan 13,25%, inch@ tvyal nerdrumayin gortsiq@ dardznum e shukayi amenagravich nerdrumayin arajarkneric mek@։ 36 amsic hetvo partatomseri ekamtaberutyun@ kdzevavorvi petakan partatomseri ekamtaberutyan kori himan vra։ Yunibanki bazhneter chhandisacogh nerdroghner@ nuynpes karogh en dzerq berel anzhamket partatomser՝ masnakcelov Banki @ntacik bazhnetomseri teghabashkhman@։

Banki bazhnetererin՝ kakhvats dzerqbervats bazhnetomseri tsavalic, Yunibankn anvtchar tramadrum e naev premium dasi Visa kam Mastercard qarter:

«Yunibanki bazhnetomseri nakhord togharkumneri hajogh teghabashkhumner@ vkayum en mer @ntrats zargacman razmavarutyan nkatmamb nerdroghneri vstahutyan masin։ Banki՝ azat shrjanarutyan mej gtnvogh bazhnetomseri (free float) masnabazhinn arden gerazancum e 10%-@։ Ays angam menq shukayin nerkayacrel enq Hayastani hamar nor՝ hibridayin nerdrumayin arajark, vor@ hnaravorutyun e talis miazhamanak dzerq berel Yunibanki bazhnetomser ev bardzr ekamtaberutyun unecogh anzhamket partatomser։ Ays model@ nerdroghnerin hnaravorutyun e talis aveli ardyunavet diversifikacnel irenc nerdrumner@ ev ogtvel erku finansakan gortsiqneri aravelutyunneric։ Linelov hraparakayin @nkerutyun՝ menq arajnordvum enq tapancikutyan ev hashvetvoghakanutyan bardzr chapanishnerov՝ sharunakabar steghtselov erkarazhamket arzheq mer bazhnetereri hamar»,– nshel e Yunibanki Varchutyan nakhagah Mesrop Hakobyan@։

Yunibank@ 2025 tvakann avartel e 9,8 mlrd HH dram zut shahuytov՝ apahovelov himnakan finansakan cucanishneri zgali atch։ Banki aktivner@ kazmel en grete 400 mlrd HH dram։ Varkayin nerdrumner@ nakhord tarva hamemat atchel en 32,5%-ov՝ 2025 tvakanin hasnelov 264,6 mlrd drami։ Manratsakh varkayin portfel@ atchel e 24%-ov, isk korporativ varkayin portfel@՝ 37%-ov։

2025 tvakani avartin Banki partavorutyunner@ kazmel en 343,6 mlrd dram։ Togharkvats partatomseri portfel@ tarva @ntacqum atchel e 70%-ov։ Yunibank@ sharunakabar nerdrum e katarum tvayin tekhnolvogianeri ev arhestakan banakanutyan zargacman mej՝ steghtselov zhamanakakic finansakan hartak, vorn apahovum e Banki kayun atchn u mrcunakutyun@։

Moody’s Ratings mijazgayin varkanishayin gortsakalutyun@ verahastatel e Yunibanki erkarazhamket teghakan ev artarzhuytov avandneri varkanish@ B1 makardakum՝ pahpanelov kayun herankar@։

Bazhnetomseri azdagir@ grancvel e HH kentronakan banki nakhagahi 2026t. mayisi 13-i N 1/210A voroshmamb, anzhamket partatomseri tsragrayin azdagir@՝ HH kentronakan banki nakhagahi 2025t. noyemberi 26-i N 1/427A voroshmamb, isk tsragrayin azdagri lracumner@՝ 2026t.-i mayisi 22-i N 1/228A ev hunisi 29-i N 1/282A voroshumnerov։

Nerdroghner@ bazhnetomseri ev anzhamket partatomseri azdagrer@, inchpes naev kic nerkayacvogh pastatghteri tpagir tarberakner@ karogh en stanal Yunibanki glkhamasayin grasenyakum ev masnatchyugherum, isk elektronayin tarberakner@՝ www.unibank.am kayqum։